Finance & Insurance
Biographical Info
As a Personal Financial Representative in Pennsville, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals. Contact us for a free quote.
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Accounting Services
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Advisory Services:
- Financial Planning and analysis, reporting, budgeting, expense management, forecasting
- Process improvements & standard operating procedures
- Employee retention and development
- Real estate investing and consulting
Hours of Operation:
- Mon – Fri: 8am-5pm
Joel R Forman the owner of Clear Cut Consulting LLC has authored with trademarks and copyrights a financial literacy blueprint teaching 8 basic financial concepts. These 8 financial concepts are essential for understanding how to manage your personal finances with confidence for life.
The 8 Topics are:
- Personal Budget
- Basic Savings Methods
- Basic Investment Methods
- Retirement Planning
- Building Your Credit
- Primary Loan Types
- Life Insurance
- Planning for Children’s College
In addition, four charities benefit from each full blueprint sale:
- Fisher House Foundation (Supporting our Veterans)
- Foundation for Alcoholism Research (FAR)
- National Alliance on Mental Illness (NAMI)
- Children’s Hospital of Philadelphia (CHOP)
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At CM Williams & Associates, we provide a comprehensive set of services for companies and individuals seeking financial planning, problem-solving, bookkeeping & administrative services and tax preparation. We tailor our services to client needs, update them on progress, and discuss the outcomes, all resulting in long-term relationships with satisfied clients that frequently become friends. We focus our efforts and attention on helping clients achieve their financial reporting and business goals, working alongside both individuals and business owners to increase profitability, protect assets, fund retirement, understand their business valuation, and plan for and manage taxes. Our objective is to provide you with a level support that cannot be found anywhere else. That means being available when you need us, as well as anticipating what you might need in the future. CM Williams & Associates has the experience to help you reach your goals.
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Income Tax preparations, NJ Inheritance and estate administration, Full service payroll, new business start-up and consultation.
Owners: Kevin Crouch and Wm. Irv Chard
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Business hours: 9am – 5pm M-F Insurance & investments
Anniversary – Aug 1989 *30 Years*
Voted Best of Salem County:
2006, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017
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An independent insurance agency serving Salem, Gloucester & Cumberland Counties
We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. We represent a carefully se1ected group of financially sound, reputable insurance companies; therefore, we are able to offer you the best coverage at the most competitive price.
Business hours: 8:30am to 4:45pm Mon.-Fri. – Night Apt. No Problem!
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Banking, Commerical and Residential Lending, Merchant Services and full platform cash management products.
Account offerings, lines of credit, term loans, cash management solutions, SBA Platform Lender
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Best Bank of Salem County
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Family owned local independent insurance agency serving Southern New Jersey since 1928.
Personal & Business Insurance – Online quotes & 24/7 service. Find us on Facebook!
Business hours: 9am – 5pm M-F Other hours available by appointment.
Products: Individual and family protection products such as homeowners, renters, automobile, flood, umbrella, RV, motorcycle, mobile home, motor home and boats. Business protection products such as property, liability, workers compensation, flood, professional liability and bonds for business owners, contractors, restaurants, offices, landlords and non-profits are available.
Best of Salem County: 2004, 2005, 2007, 2009, 2013, 2014, 2015, 2017, 2018, 2019, 2022.
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Mature Insurance Products
Providing advice to the benefits or disadvantages of mature insurance products.
Medicare supplement – Medicare Part D
Medicare Advantage – Prescription Drug Discount Card
Licensed in NJ, PA, DE, MD, NYC AND CA
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Financial services/commercial banking. Specializing in business lending.
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New business start-up guidance; computerized accounting system set-up & training; federal and multi-state tax services. Please visit our website for additional services offered.